Just 2.5% down on a new-build, with the Government covering 20%. The fine print arrives with the Budget. If you open a newspaper, watch the news or read what comes up in the doomscrolling news on social media, you’ll have probably realised that, economically speaking, things are currently tough. The …
Getting a mortgage is the biggest hurdle for first-time buyers, and the numbers have shifted more than you’d think. Starting out in the homebuying process for the first time can feel overwhelming, especially if you are on a tight budget that needs to be managed carefully to ensure you don’t …
Younger adults use AI most for money, but it’s the over 65s who trust it most. Artificial intelligence is firmly and noisily in the news at the moment, with both positive and negative takes on how it’s used. It’s a powerful tool that can cut the time it takes to …
One Friday in August, 23,000 house moves, and not much room for error. Part of the excitement of buying your next home is looking forward to the day when you can move in and start making all the changes and decorating to your own choices and tastes. Of course, there’s …
There’s a strong desire among current non-homeowners to own their own home, with 73% saying they want to get onto the property ladder. This is according to the 2026 HomeOwner Report compiled by the HomeOwners Alliance (HOA) and published in July 2026. What’s more worrying for aspiring homeowners is that …
Buying or selling a home means handing money to an ever-growing list of people, the deposit, the survey, disbursements, removals, all chipping away at a tight budget. Some of these costs can be delayed until they are unavoidable, and a few can be trimmed. The survey is not one of …
The lot of the first-time buyer is not a happy one for most of the time. If you’ve struggled to find the necessary cash for a deposit, and all the sundry costs that come with getting the keys to your first home (survey, mortgage arrangement fees, removals, conveyancing and so …
When you’re trying to stick to a tight budget while buying your next home, whether you’re a first-time buyer or not, the process can be stressful. Costs keep adding to your overall plan, and it can feel like you’ll never reach the point of actually getting the keys. Sometimes the …
Buying a new-build feels like the easier option — until you realise it comes with its own set of considerations that catch many first-time buyers off guard. Searching for and then buying a property can be quite a stressful activity, but this is tempered by the sense of excitement as …
For anyone who has dipped a toe into the housing market, you’ll know it can be a stressful process: finding the right property, in the right location, at a price your mortgage can accommodate each month. One of the more useful ways to take the temperature of the market is …